To use our website, you must be at least 13 years old. By accessing the site, you confirm and warrant that you meet this requirement.

All content on FineMsg, including but not limited to text, graphics, logos, and images, is owned by FineMsg or its content providers and is protected under intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from this content without prior written consent.

By posting content on our website, such as comments or messages, you grant FineMsg a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, adapt, modify, publish, translate, and distribute your content in any media. You affirm and warrant that you own or control all rights to the content and that it is accurate and not misleading.

The content on FineMsg is provided on an "as is" and "as available" basis, without any warranties, whether express or implied. We do not guarantee that the site will always be available or that the information provided is accurate, reliable, or error-free. Your use of the site is entirely at your own risk.

To the maximum extent allowed by law, FineMsg shall not be held liable for any damages resulting from the use of this site, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

You agree to indemnify, defend, and hold harmless FineMsg, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable legal fees) arising from your use of the site or any breach of these Terms of Use.

We reserve the right to amend these Terms of Use at any time. Changes take effect immediately upon being posted on this page. Continued use of the site after changes are posted constitutes your acceptance of the revised terms.